Board of Directors
Mr. Kabra has over 30 years of experience in multiple sectors. He is currently associated with True North, an equity investment company, as a Partner supporting and building investee companies in sectors like logistics, cable & ISP services, financial services and radio taxi services. With wide ranging experience in strategy, finance, mergers and acquisitions, supply chain and innovations, he was earlier associated with Unilever for over 23 years, holding leadership positions including Head of Treasury for Asia and Africa and as Board member of Global Home Care Category Team.
Mr. Kabra is a Bachelor of Commerce and a qualified Chartered Accountant.
Mr. Yadav has over 24 years of diversified experience in financial services across NBFCs and an HFC. Previously, as the CEO of the Fincare platform that included two rural-focused NBFC-MFIs and a bank partnership company, he was instrumental in helping scale up the platform profitably, and also in diversifying into new products and business lines. He has played a key role in devising the strategy for the small finance bank and has worked actively on its implementation across areas such as business restructuring, technology and products.
Prior to this, he was the India CEO at GE Money, the CMO and BD Head for GE Capital India, the Business Leader for home loans and loans against property at GE Money and has worked in the telecom industry with Motorola in India and the US.
Mr. Yadav is a B. Tech from IIT Kanpur and has a PGDM from IIM Ahmedabad.
Mr. Nanavati has over 20 years of experience in consumer finance, development finance and management consultancy. He is a serial entrepreneur and is one of the promoter-founders of Disha Microfin (now, Fincare Small Finance Bank), which started as a pioneering microfinance institution based in Gujarat, West India. In an earlier entrepreneurial stint, he has led his financial services distribution company in Gujarat to top position in the region, also expanding to Mumbai, Pune and BENGALURU. He was earlier associated with Gujarat Lease Finance Limited and Core Healthcare Ltd.
Mr. Nanavati is a B.Sc. (Mathematics) from MS University, Baroda and MBA (Marketing) from SP University, Anand.
Mr. Agarwal holds over 25 years of work experience and the banking and regulatory space. He is currently the Regional Head with SIDBI’s Ahmedabad office. He has been associated with SIDBI for the last 18 years and has led multiple successful projects including the launch of MUDRA Scheme & Stand-Up India Program by the Prime Minister and leading Energy Efficiency Initiatives.
Mr. Agarwal is a Master of Science graduate from Allahabad University.
Mr. Prasad has over 35 years of regulatory, banking and financial services experience. He is regarded as an expert and ‘go-to’ person for financial inclusion and access to finance matters. Currently, he is connected with a number of Banks, NBFCs as an Adviser, Mentor or Board Member. From 2010-15, he was the Chief Executive Officer of Microfinance Institutions Network (MFIN). Prior to that, he has held senior positions in institutions such as the Reserve Bank of India (RBI), National Housing Bank (NHB) and Citibank. As an industry expert, he has served on a number of committees of the Ministry of Finance, Govt. of India. From 2013-15, he has also served as the Chairperson of South Asia Micro-entrepreneurs Network (SAMN).
Mr. Prasad is a Master of Arts from University of Delhi.
Mr. Gulati has over 30 years of global experience in banking across relationship management, corporate finance, investment banking, risk management and corporate strategy. He is currently the Chairman of Merisis Advisors and is an Independent Director on the Boards of Thirumeni Finance, Visage Holdings and Finance, CoinTribe Technologies and Empays Payment Services. His prior stints include CRO at RBL Bank, Group President, Wholesale Banking and CRO at Yes Bank, CEO at GE Commercial Finance and Regional CEO at ING Vysya Bank.
Mr. Gulati is a B.Tech from IIT Delhi and has a PGDM (Gold Medalist) from IIM Ahmedabad.
Dr. Thomas has over 25 years of experience and is Faculty at the Indira Gandhi Institute for Development Research, Mumbai specializing in financial econometrics and aspects of market microstructure. She has served on the Board of Directors at Benchmark Asset Management Company, Fame Cinemas, SBI Pension Fund Management Company and Geojit Securities. She has also served as a member/ chair of various committees constituted by SEBI, RBI and NSE on secondary markets, government securities and foreign exchange. She was a member of the Bankruptcy Law Reforms Committee which drafted the Insolvency and Bankruptcy Code, 2016.
Dr. Thomas is a B. Tech from IIT Bombay and Ph.D in Economics from University of Southern California.
Mr. Sabhlok has 40 years of experience in financial services across countries and functions. Through AVS Asia Ventures, an independent regional Retail Banking Consulting & Advisory practice he set up, he has advised senior managements and boards of various banks and other financial services companies in the Asia Pacific and South East Asia regions, on areas such as strategic business management, credit & operational risk assessment, asset strategy, credit risk management, wealth management strategy, relationship management, process rationalization and financial restructuring. He has served as the Asia Pacific Credit Strategy Head at PayPal Inc., and as the EVP & Senior Credit Officer – Head of Integrated Risk for Retail and Mass Market businesses at Bank Danamon, Indonesia. Prior to this, he has served over 11 years at the Global Consumer Business at Citibank, as the Country Credit Director, and as the Business Banking Head in Thailand, as the CFO of the Singapore business and as the South Asia Regional Audit Director.
Mr. Sabhlok is a graduate from the London School of Economics, and is a Fellow of the Institute of Chartered Accountants in England and Wales.
Mr. Baijal has over 35 years of experience with the Reserve Bank of India, where he retired as Chief General Manager, Department of Banking Regulations. Post retirement, he has been associated as regulatory advisor to Experian Credit Information Company of India, Paypal Payments India and a Japanese Bank in India; he also serves as an independent member of the governing board of MFIN and is an independent consultant on FEMA. He has been part of various national and international committees and task forces on Anti-Money Laundering, Credit Data Reporting and Long term issues in International Banking. He is currently with KPMG as Sr. Advisor on Financial Sector Regulatory Matters.
Mr. Baijal is an M.Sc from Allahabad University, and CAIIB from IIBF, Mumbai.