Interest Rate
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Savings Account
Slab Rate of Interest (p.a)
Up to and including ₹ 1 Lakh 6%
Above ₹ 1 Lakh 7%
Marginal Cost of Funds based Lending Rates (MCLR)

The Marginal Cost of Funds based Lending Rate (MCLR) with effect from June 15, 2018 for various tenures are as given under:

Tenure MCLR Rates
Overnight 14.75%
1 Month 14.75%
3 Months 14.95%
6 Months 15.10%
1 Year 15.25%
2 Years 15.35%
Fixed Deposit
Tenure General Public Senior Citizens**
7 days to 45 days 4.00% 4.50%
46 days to 90 days 4.00% 4.50%
91 days to 180 days 6.00% 6.50%
181 days to 364 days 7.00% 7.50%
12 months to 15 months 8.00% 8.50%
15 months 1 day to 18 months 8.25% 8.75%
18 months 1 day to 21 months 8.50% 9.00%
21 months 1 day to 24 months 8.75% 9.25%
24 months 1 day to 36 months 9.00% 9.50%
3 years 1 day to 5 years 8.00% 8.50%
5 years 1 day to 7 years 7.00% 7.50%
** A senior citizen is defined as a person above the age of 60 years. In case of Joint account holders where one of the account holder is a Senior Citizen, kindly note that Senior Citizen Term Deposit Interest Rate will only be applicable provided the Senior Citizen is the ‘First holder’ on the said term deposit.
Note:
1. Acceptance of deposits of ₹1 Crore and above is at the discretion of the Bank.
The above rates are subject to revision from time to time.
Loan Against Gold
Interest Rates Range
Value 11.99% to 22.99%