X
Interest Rate
Expand All
Savings Account
Slab
Rate of Interest (p.a)
Up to and including ₹ 1 Lakh
6%
Above ₹ 1 Lakh
7%
Marginal Cost of Funds based Lending Rates (MCLR)

The Marginal Cost of Funds based Lending Rate (MCLR) with effect from December 15, 2017 for various tenures are as given under:

Tenure
MCLR Rates
Overnight
15.65%
1 Month
15.65%
3 Months
15.85%
6 Months
16.00%
1 Year
16.15%
2 Years
16.20%
Fixed Deposit
Tenure
General Public
Senior Citizens**
7 days to 45 days
4.00%
4.50%
46 days to 90 days
4.00%
4.50%
91 days to 180 days
6.00%
6.50%
181 days to 364 days
7.00%
7.50%
12 months to 15 months
8.00%
8.50%
15 months 1 day to 18 months
8.25%
8.75%
18 months 1 day to 21 months
8.50%
9.00%
21 months 1 day to 24 months
8.75%
9.25%
24 months 1 day to 36 months
9.00%
9.50%
3 years 1 day to 5 years
8.00%
8.50%
5 years 1 day to 7 years
7.00%
7.50%
`
** A senior citizen is defined as a person above the age of 60 years. In case of Joint account holders where one of the account holder is a Senior Citizen, kindly note that Senior Citizen Term Deposit Interest Rate will only be applicable provided the Senior Citizen is the ‘First holder’ on the said term deposit.
Note:
1. Acceptance of deposits of ₹1 Crore and above is at the discretion of the Bank.
The above rates are subject to revision from time to time.
Loan Against Gold
Interest Rates
Range
Value
11.99% to 22.99%