Rajeev joined Fincare group in 2012. He has over 24 years of diversified experience in financial services across NBFCs and an HFC. Previously, as the CEO of the Fincare platform that included two rural-focused NBFC-MFIs and a bank partnership company, he was instrumental in helping scale up the platform profitably, and also in diversifying into new products and business lines.
Rajeev joined Fincare group in 2012. He has over 24 years of diversified experience in financial services across NBFCs and an HFC. Previously, as the CEO of the Fincare platform that included two rural-focused NBFC-MFIs and a bank partnership company, he was instrumental in helping scale up the platform profitably, and also in diversifying into new products and business lines. He has played a key role in devising the strategy for the small finance bank and has worked actively on its implementation across areas such as business restructuring, technology and products.
Prior to this, he was the India CEO at GE Money, which included an NBFC and HFC business across diversified retail products. He was credited with turning the P&L into profitability in 2009, post the credit crisis in the personal loans portfolio. He has also served as the CMO and BD Head for GE Capital India, and as the Business Leader for home loans and loans against property with GE Money. Prior to his entry into financial services, he has worked in the telecom industry with Motorola in India and the US. He has also had a stint with Cadence India post his undergraduate degree in Engineering.
Rajeev is a B. Tech from IIT Kanpur and has a PGDM from IIM Ahmedabad.
Ashish joined Fincare group in 2017. He has over 22 years of experience in banking and has had stints across Consumer Banking, Branch Operations, Private Banking and Cross-sell. In his last assignment at IndusInd Bank, he served as Sr. Vice President and Zonal Head for the North and South zones, where he managed a book of over INR 2,000 Crore of retail deposits, and was directly responsible for sales, service and distribution of banking products. Previous stints include Royal Bank of Scotland and ICICI Bank.
Ashish is a B.Com from Delhi University, has an MBA from KJ Somaiya Institute of Management and Research, Mumbai, and is a CAIIB from IIBF, Mumbai.
Dr. Ashish Chhabra joined Fincare group in 2018. He has over 21 years of experience in banking across Branch Banking, Product Management, Wealth Management, Private Banking, Corporate Sales, Retail Assets, Trade & Forex, NRI Cell and Audit. Prior to joining Fincare, he was associated with IndusInd Bank where he served as State Head - Rajasthan (Jaipur & Jodhpur Cluster) and was responsible for overall regional profitability. Prior to this, he worked with UTI Bank, ICICI Bank, Bank of Madura and Vysya Bank Ltd.
Dr. Ashish Chhabra is an M.Sc. in Mathematics from Department of Science, University of Rajasthan, M.Tech. in Computer Science from BIT, Mesra and PhD in Mathematics from University of Rajasthan, Jaipur and also holds CAIIB and AMFI certifications.
Deepabh joined Fincare group in 2018. He has over 27 years of experience across sales, distribution, business development and consulting in the financial services sector spanning payments, mortgages, auto loans and consumer goods loans. Prior to joining Fincare, he served as a Banking Consultant with the International Finance Corporation where he advised client banks in Asia on retail banking strategy and SME lending. In his previous corporate assignments at Tata Capital Group, HSBC and GE India, he has held CXO/ Business Head roles in India and Hong Kong.
Deepabh is a B.Tech from IIT BHU, and has a PGDM from IIM Calcutta.
Dennies is a veteran in the retail financial services domain with 18+ years’ experience across Sales, Product, Strategy, Risk, Credit & Collections. He has handled a portfolio comprising LAP, Car, 2 Wheeler, Commercial vehicle, Consumer Durables, Tractor, Personal Loans and Business Loans. In his last role with Tata Capital, he was Head - Agri Allied Finance with P&L responsibility for Rural MSME Loans including LAP, PL and BL. His earlier stints were with TVS Srichakra, Cholamandalam Finance and ICICI Bank.
Dennies is B.Com from Govt College Victoria and PGDBM from Amrita School of Business, Coimbatore.
Kishore joined Fincare group in 2014. He has over 32 years of experience in financial services spanning microfinance, lending in Rural, Retail, Corporate and Construction Equipment divisions and bill discounting. Earlier, he was associated with L&T Finance where he was Business Head for Microfinance and also part of the Rural, Corporate & Construction Equipment Finance divisions. He has been Director, MFIN during his stint with L&T. His earlier stints include IL&FS Investsmart Ltd, Alpic Finance and Nagarjuna Investment Trust.
Kishore is a B.Sc. from Bangalore University, holds a PGDM from Maastricht School of Management, Netherlands, a PG Diploma in International Marketing and PG Diploma in Alternate Dispute Resolution.
Prakash joined Fincare group in 2010. He has over 24 years of experience across Audit, Technology, Operations, Risk, Business and Regulatory Compliance and has been actively involved with the development, technology, BPO and financial inclusion sectors in India, UK, Uganda, Egypt, UAE and Singapore. He was earlier with Commonwealth India as Head, Strategic Planning. Prior stints include Commonwealth Uganda, Commonwealth Technologies Ltd, Unilogin Technologies and National Kidney Foundation, Singapore. He has been an active participant in MFIN where he has held various committee and task force memberships, and in the SFB working group.
Prakash is an Associate Chartered Accountant, holds ACCA and Diploma in Information & Systems Programming from NCC, UK.
Ravish joined Fincare group in 2017. He has over 18 years of experience predominantly in the banking and technology sector with cross functional expertise across sales and business development, channel management, product management, P & L management, digital marketing and client servicing. His last assignment was with Kotak Mahindra Bank as Regional Business Manager in Retail Liabilities Channel. He has been associated earlier with HDFC Bank, LanBit Networks, Legend Technology, Kaybee Network etc. in various capacities.
Ravish is a B.Com from VSSD College, Kanpur and is a PGDBA-CFA holder from the Institute of Chartered Financial Analysts of India, New Delhi.
Soham joined Fincare group in 2009. He has over 24 years of experience, and is one of the promoter- founders of Disha Microfin (now, Fincare Small Finance Bank). Prior to this, he was associated with a financial services advisory company, where he was instrumental in taking it to a leadership position in Gujarat for sale of financial products viz. Car Loans, Unsecured Loans & Investment products. Previous stints include Tata Metals and Core Healthcare where he was Country Manager- W-Africa handling business for 5 countries.
Soham is a B.E (Electronics) and has an MBA (Marketing) from SP University, Anand.
Suresh has over 26 years of work experience in sales & distribution, business strategy and process improvement across BFSI, Telecom and FMCG domains. He was previously associated with HDFC Bank where he served as Vice President – Cluster Head and was responsible for delivering Top Line and Bottom Line for the bank’s branches in Kerala and Karnataka. Prior to this, he worked with ICICI Bank and Bharti Airtel.
Suresh is a B.Sc. graduate from Bangalore University.
Chandar joined Fincare group in 2010. He has 22 years of experience in financial services, predominantly in microfinance. His experience spans Project Management, Vendor Management, Liaison between business and technology, Core Banking System Implementation and Business Process Reengineering. He has played a vital role in setting up nation-wide IT backbone for MFIs and Banks to implement their Financial Inclusion projects. Previously, he has served in the technology teams at FINO, ICICI Bank and BASIX.
Chandar holds a Diploma (Computer Science & Engineering) from Karnataka Technical Board and an Honours Diploma (Software Technology & Systems Management) from NIIT, Hyderabad.
Kavya has over 12 years of experience in banking and management consulting across diverse sectors. She has been associated with Fincare since 2015 playing a pivotal role in the transformation of Fincare from an NBFC to a Small Finance Bank, working on regulatory aspects, equity raise, products, processes and policies, organization strategy and design, risk and compliance among others. She currently handles investor relations, fund raise, ratings, key partnerships, and other strategic initiatives for the Bank. Her last assignment was with KPMG where she worked on strategy development, research, financial modeling for clients across sectors such as banking, insurance, equipment finance, logistics and hospitality. She was instrumental in putting together the small finance bank license application for Fincare, during her stint at KPMG. She has also been associated with Intel.
Kavya is a B. E. (Information Technology) from National Institute of Technology Karnataka, Surathkal, and has a PGDM from IIM Bangalore.
Keyur joined Fincare group in 2009. He has 22 years of experience in financial services. He started his career with Jhaveri Credits and Capitals Ltd handling their Hire Purchase and Lease Finance Division. He is one of the promoter-founders of Disha Microfin (now, Fincare Small Finance Bank). He has extensive experience in Finance & Accounts, Treasury, Financial Planning and Analysis. In his prior stint, he was with Jhaveri Credits and Capitals Ltd. in the Hire Purchase and Lease Finance Division, where he played a vital role in managing legal compliance, financial and cost management and business planning for the entire group.
Keyur is a B.Sc. (Mathematics) from MS University, Baroda, and MBA (Finance) from Poona University.
Mahender joined Fincare group in 2016. He has over 23 years of experience and is one of the promoter-founders of Disha Microfin (now, Fincare Small Finance Bank). He has worked with HSBC Bank for over 10 years in diverse roles in Card Sales, Branch Operations, Trade Finance etc. In his entrepreneurial journey of over 12 years, he has assisted SME clients in raising funds from FIs/Banks, preparing business strategy, policy making and due diligence services. In his last assignment as Director, Money Mitra Professional Services Pvt Ltd, he was providing virtual/outsourced CFO services to SME clients.
Mahender is a qualified Cost & Management Accountant, holds a Bachelors in Commerce from Loyola College and CAIIB from Indian Institute of Banking & Finance. He is currently pursuing CS.
Pankaj has over 22 years of experience in financial services across human resources, training, financial control, product management & pricing, administration and channel development functions. His last assignment was with MetLife India Insurance Ltd as Associate Director in the Agency and Bancassurance verticals. His has earlier been associated with Max New York Life Insurance, ING Vysya Life Insurance and HSBC Bank.
He is a B. Sc. (Computer Science) from St. Stephen’s College, Delhi, has completed Executive General Management Program from IIM Bangalore and also holds an SPHR certification.
Raghavendra joined Fincare group in 2016. He is a professional banker with over 25 years of experience across Retail Banking, Trade Finance, Compliance, Regulatory, Operations, Product and Process Management. His earlier assignment was with IndusInd Bank where he was the Sr. Vice President in Trade Product Management. Prior stints include ICICI Bank and Indian Bank. He has been on committees such as ICC DOCDEX Rules, Paris, ICC Banking Commission, ICC India National Executive Committee and FEDAI Technical Committee.
Raghavendra is a B.Sc from Bangalore University, CAIIB from IIBF, Mumbai and CDCS from IFS, London.
Rakesh joined Fincare group in 2016. He has over 18 years of experience in due diligence, quantitative analytics, portfolio relationships, financial & operational consulting and risk management across Microfinance, SME lending, Affordable Housing Finance in India and Africa. His last assignment was with IFMR Capital where he was heading Risk Management overseeing 100 companies. Prior stints include Intellecash, Basix and International Development Enterprises.
Rakesh is a B.A from Ranchi University, and holds a PGDM (Rural Management) from XISS, Ranchi. He has also completed a Certification in Advanced Risk Management from IIM Ahmedabad.
Sandeep Bhalla joined Fincare Group in 2019. He has over 30 years of experience in banking and financial services and has stints in Operations, Mortgage Servicing, Credit, Corporate Banking, Relationship Management, Operations and Human Resources. In his last assignment with Altisource, a key player in the US Mortgage and Real Estate markets, he was heading Human Resource and was also on the Board of the India Subsidiary. He has earlier worked with Firstsource, where he led a team responsible for providing services in Mortgage, Retail Banking, Credit Card and General Insurance businesses to Banks/Financial Services clients in the UK and the US. His past assignments were with Ocwen, Deutsche Bank, HSBC and Bank of America.
Sandeep is a B.Tech from IIT Delhi and has a PGDM from IIM Kolkata.
Shashi joined Fincare group in 2010. He has over 19 years of experience in software development in BFSI space with expertise in managing complex IT projects & programs, handling vendors, leading global technical support teams, architecting IT solutions and setting up & implementing IT systems. Shashi has played a vital role in setting up the IT systems for Fincare Small Finance Bank. Prior to this, he was associated with Samhita Microfinance where he was instrumental in architecting IT solutions and developing systems on an open source platform. His past assignments were with LERA Technologies, Gold Stone Technologies and Bharat Financial (erstwhile SKS Microfinance).
Shashi is a commerce graduate from Osmania University, Hyderabad and holds PMP (Project Management Professional) certification from PMI, USA.
Venkata joined Fincare group in 2016. He has over 30 years of experience in banking and has had stints across Retail, Corporate, Branch Banking, Forex and Operations. In his last assignment at Kotak-ING Vysya Bank, he was heading Wholesale Operations and was part of Integration Management Office. He has earlier worked with ICICI Bank, which he joined as a founder member and spent 15 years across Branch operations, Forex, Projects & Processes, Organizational Excellence, Central Processing, Quality team set-up and Cash Management, and prior to that, with Corporation Bank and Andhra Bank.
Venkata is a B.Sc and holds a PGDM from Annamalai University. He has also completed the Advanced Management Program from IIM Bangalore.
* Effective September, 2018