Loan that is sanctioned on accepting the gold ornaments or jewelry as a pledge. We have minimum documentation formalities with a lower rate of interest in comparison to other NBFC’s and Banks.
Please note that this should not be confused with loan given for purchasing gold.
Per gram of gold rate varies daily. Please contact call center for per gram rate.
We offer the highest Loan to Value of 75% of the valuation amount.
We offer products starting from attractive rate of interest of 12.49% p.a. up to 22.99% p.a. depending on Loan Amount and Loan to Value %
Bullet product with 9 months tenure wherein principal and the interest is payable after 9 months.
EMI product where the tenure varies between 12 months to 24 months depending on the loan amount
You will need to walk in on Bank Working Days between 10 AM – 5 PM to any of our branches. We have our branches in different states namely Andhra Pradesh, Karnataka, Tamil Nadu, Gujarat, Maharashtra, Madhya Pradesh, Kerala, Rajasthan and NCR
We do not take any pre-closure charge.
Starting from INR 5,000 to INR 25,00,000
Any proof of Identity and Proof of address is required to take Loan against Gold from Fincare
Yes, instant cash up to INR 2 lacs can be taken in Loan against Gold. For any amount higher than 2 lacs, instant transfer is done to customer’s account
As per RBI regulations, we accept upto 50 grams of Gold Coins issued by Other Banks
No there is no minimum period of keeping the loan.
We do not charge from customer for valuation of gold done.