SAVINGS ACCOUNT

Smart Saver

Pay-as-you-go and reap the benefits of Smart Banking with nominal balance requirements

Features & Benefits of Smart Saver
Minimal Average Monthly Balance
Maintain an Average Monthly Balance of just ₹ 1,000/-.
Minimal Average Monthly Balance
Maintain an Average Monthly Balance of just ₹ 1,000/-.
Seamless Fund Transfer
Transactions at your fingertips through Internet and Mobile Banking.
Seamless Fund Transfer
Transactions at your fingertips through Internet and Mobile Banking.
Instant Account Opening
Instantaneous Account Opening through Aadhar-based authentication.
Instant Account Opening
Instantaneous Account Opening through Aadhar-based authentication.
Minimal Average Monthly Balance
Maintain an Average Monthly Balance of just ₹ 1,000/-.
Minimal Average Monthly Balance
Maintain an Average Monthly Balance of just ₹ 1,000/-.
Seamless Fund Transfer
Transactions at your fingertips through Internet and Mobile Banking.
Seamless Fund Transfer
Transactions at your fingertips through Internet and Mobile Banking.
Instant Account Opening
Instantaneous Account Opening through Aadhar-based authentication.
Instant Account Opening
Instantaneous Account Opening through Aadhar-based authentication.
Check Interest Rate
Download Forms
Schedule of Charges
Silver (Rupay Classic) Debit Card with Exciting Offers
 

Enjoy range of benefits on your Debit Card including exciting offers across Travel, E-commerce, Entertainment, 5 free transactions per month at Non-metro and 3 free transactions at Metro ATMs.

For more details, click here

Have any Questions?
What is the Eligibility Criteria to open a Smart Saver Savings Account?

Saving Accounts can be opened either as single holder or joint holder saving deposit or for entities

  • Single holder deposits: Individuals or entities as per KYC policy of the bank
    1. Resident individuals above 18 years of age
    2. Minors of any age provided the account is opened through his/her natural or legally appointed guardian. Entities: As per the entities defined in bank’s KYC policy
  • Joint holder deposits
    1. Jointly by 2 or more individuals or entities and any combination thereof as mentioned in the bank’s KYC policy
What is the Average Monthly Balance Requirement?

The average monthly balance is ₹ 1000

What are the documents required to open an account?

As per KYC norms of the bank. For account opening, an Aadhar and PAN card would suffice.

What is the frequency of Interest Payout?

Interest will be accrued on a daily basis based on end of day balances and credited to customer savings account at the end of every quarter.

What is the Interest Rate?

To know Interest Rate click here