Imperial Savings Account
Account Opening
| Service / Transaction Sub Type | Charges (Excluding GST) | Waivers / Benefits |
|---|---|---|
| Account Closure - Indiv / Joint | Nil | NA |
| Minimum Average Monthly Balance | ₹5,00,000 | Downgrade of Account will be applicable subject to Average Monthly Balance Review |
| Charges applicable if Balance below min balance | NA* *(MAB to be reviewed every 6 month & Account will be downgraded to lower variant of savings account on the non-maintenance of monthly average balance criteria) |
- |
Cards
| Service / Transaction Sub Type | Charges (Excluding GST) | Waivers / Benefits |
|---|---|---|
| Instakit Card Issuance | Nil | |
| Personalized Card Issuance | ₹0 | |
| Debit Card Maintainence Charges | ₹0 | |
| Debit Card re-issuance / Add on Card - Insta Card | ₹0 | |
| Debit Card re-issuance / Add on Card - Personalised | ₹0 | |
| Debit card withdrawal (Financial) transactions at Fincare/AU Bank ATM | ₹0 | Unlimited |
| Debit card non-financial transactions at Fincare/AU Bank ATM | ₹0 | |
| Debit card withdrawal (Financial) transactions at Non - Fincare/AU Bank ATM | ₹0 | |
| Debit card non-financial transactions at Non - Fincare/AU Bank ATM | ₹0 |
Payments
| Service / Transaction Sub Type | Charges (Excluding GST) | Waivers / Benefits |
|---|---|---|
| Cash deposit transactions (home & non home branch) | ₹25 / Transaction | NA |
Cheque
| Service / Transaction Sub Type | Charges (Excluding GST) | Waivers / Benefits |
|---|---|---|
| CTS Cheque Deposited return (Outward) - Insufficient Funds | ₹0 per instance | |
| CTS Cheque Deposited return (Outward) - Other Reasons | ₹0 per instance | |
| CTS Cheque issued return/NACH Return (Inward) - Insufficient Funds | ₹500 | |
| CTS Cheque issued return/NACH Return (Inward) - Other Reasons | Nil | Unlimited |
| ECS - Insufficient Funds | ₹500 | NA |
| Instakit Cheque book (25 Leaves / Book) | Nil | |
| Instakit Cheque book (100 Leaves / Book) | NA | |
| Issuance/ Reissuance Cheque book (25 Leaves / Book) | ₹0 per instance | |
| Issuance/ Reissuance Cheque book (100 Leaves / Book) | NA | |
| Stop Payment per Cheque | ₹50 | NA |
| Stop Payment - Cheque series | ₹50 | NA |
Alerts & Notification
| Service / Transaction Sub Type | Charges (Excluding GST) | Waivers / Benefits |
|---|---|---|
| Subscription for SMS Alerts (on value added services) | Nil | Unmlimited |
Cash Transactions
| Service / Transaction Sub Type | Charges (Excluding GST) | Waivers / Benefits |
|---|---|---|
| Cash deposit transactions (home & non home branch) | After free limit, ₹4 per ₹1000 with minimum charge of ₹50 | ₹10 Lakh free per month |
| Cash withdrawal transactions (home & non home branch) | NIL | Unlimited |
Locker Charges
| Service / Transaction Sub Type | Charges | Waivers / Benefits |
|---|---|---|
| Locker Charge - Category A (Small ) | ₹2000 Annual | |
| Category C (Medium) | ₹3000 Annual | |
| Category F (Large) | ₹5000 Annual |
Transfers
| Service / Transaction Sub Type | Charges (Excluding GST) | Waivers / Benefits |
|---|---|---|
| IMPS Transfer | NIL | Unlimited |
| RTGS Transfer | NIL | |
| NEFT Transfer* | NIL | |
| Demand Draft Issuance | NIL | Unlimited |
| DD Cancellation / Duplicate Instrument issuance | ₹100/- per Instrument | |
| Revalidation | N.A. |
*Note : NEFT & RTGS Transaction initiated through online channels are not chargeable.