Affordable Housing Loan

Dream Home is not Just a Dream anymore with Affordable Home Loans upto 75* Lakhs

*T&C

Features & Benefits of Affordable Housing Loan

Home Loan Variants

Get answers to all your queries

What is the rate of interest for Home Loans?

Interest rates and other charges depend on your profile and bank’s assessment method. Please get in touch with us on Toll Free Number – 1800 313 313.

What is the time taken for approval?

Loan gets sanctioned within a week of submitting requisite documents. Our sales team will get in touch with you to make it faster and seamless.

What are the charges for early repayment of loan?

Part payment and full closure payment are free under floating rate Home Loans offered by Fincare Small Finance Bank.

What is the duration option available for Home loans?

You can choose a tenure from 3 years to 20 years subject to your age at the time of applying for loan.

What percentage of the property price can be financed by Fincare Home Loan?

The bank provides loan amount up to 90% of the property value. Please note: Only loan amounts up to ₹ 10 lakhs are eligible for 90% funding.

Who can be co-applicants in my loan?

All the applicants whose income is to be considered for eligibility need to be co applicant. Also all the co-owners of the property have to be co-applicants in the loan.

How important is credit insurance?

In the event of an unfortunate incident, home loan insurance will help you or your family pay off the home loan outstanding amount to the Bank. The insurance company pays outstanding amount to the Bank and property is handed over to family upon closure of loan. This ensures that the burden does not suddenly fall upon family during unforeseen circumstances.