- Home
- Accounts
- Savings Accounts
- Smart Saver Savings Account
Smart Saver Savings Account
Pay-as-you-go and reap the benefits of Smart Banking with nominal balance requirements
- Average monthly balance of 1,000
- Silver Rupay Classic Debit Card
*T&C
Why the Smart Saver Savings Account is the right choice for you
Instant Account Opening
Instantaneous Account Opening through Aadhaar-based authentication.
Seamless fund transfer
Transactions at your fingertips through Internet and Mobile Banking.
Minimal Average Monthly Balance
Maintain an Average Monthly Balance of just 1,000/-.
Calculate your potential savings
Minimum amount
for
3.51% interest rate at Fincare
You will get₹1,35,550
4% interest rate at other banks
You will get₹40,000
You will be saving ₹60,000
more with our savings accounts.
Silver (RuPay Classic) Debit Card with Exciting Offers
Enjoy range of benefits on your Debit Card including exciting offers across Travel, E-commerce, Entertainment, 5 free transactions per month at Non-metro and 3 free transactions at Metro ATMs.
For more details click here
Talk to our experts
Get answers to all your queries
What is the Eligibility Criteria to open a Smart Saver Savings Account?
Saving Accounts can be opened either as single holder or joint holder saving deposit or for entities:
- Single holder deposits: Individuals or entities as per KYC policy of the bank
- Resident individuals above 18 years of age
- Minors of any age provided the account is opened through his/her natural or legally appointed guardian. Entities: As per the entities defined in bank’s KYC policy
- Joint holder deposits
- Jointly by 2 or more individuals or entities and any combination thereof as mentioned in the bank’s KYC policy
What is the Average Monthly Balance Requirement?
The average monthly balance is 1000
What are the documents required to open an account?
As per KYC norms of the bank. For account opening, an Aadhar and PAN card would suffice.
What is the frequency of Interest Payout?
Interest will be accrued on a daily basis based on end of day balances and credited to customer savings account at the end of every month.
What is the Interest Rate?
To know interest rate, click here
Banking is effortless with Fincare mobile app
- Simplified payments
- Set transaction limit, Change PIN, Block card in a click
- Get complete control of your account on your mobile
- Easier bill payments, recharge and much more
Scan to download
the app.
the app.
